Books
These works trace the development and application of ideas that ultimately became the Function of Wealth. They are available here as free PDFs. Earlier terminology is preserved as part of that intellectual development; the current Framework and Functionomics Canon govern current definitions.
The Essence of Wealth
A foundational exploration of money, stewardship, habits, values, and intentional financial living.
An introductory work that explores many of the ideas that ultimately led to viewing wealth as a tool whose value comes from what it enables.
The Differentiators of Wealth
Timing, investment effectiveness, taxation, asset location, diversification, and Alignment as interconnected elements of intentional financial design.
Predates final Functionomics codification; underlying principles remain part of the Function of Wealth's intellectual foundation.
The Cash Flow Clock
The original timing-based framework for organizing wealth according to when resources will be required rather than by age or generalized risk tolerance.
A predecessor to the current Function of Wealth. Its terminology and role have evolved as the discipline was formally codified.
The Timing of Risk
An examination of why volatility becomes dangerous when a resource is required before it has the opportunity to recover or perform its intended role.
A detailed wealth-domain application that predates final Functionomics terminology; some zone and implementation terms have since been refined.
The Timing of Tax
A lifetime approach to taxation built around a simple idea: when income is recognized affects how much tax is ultimately paid.
Explores tax structure, bracket compression, asset location, recognition, sequencing, and forward projection as interconnected timing decisions.